Helping You Move Forward with Confidence

About Us

Why Clients Choose Finwell

Four people sitting at a wooden table, engaged in a discussion or meeting, with notebooks and pens visible.

  • We work for you — not the banks — providing advice that puts your best interests first.

  • With access to over 25 trusted banks and lenders, we compare options to find the right solution.

  • We work with lenders to secure competitive interest rates and structure your loan in a way that supports your long-term financial goals.

  • From consultation to loan approval and settlement, we guide you through every stage of the mortgage journey.

  • Every client is different. We design loan solutions tailored to your financial situation, property plans, and long-term financial wellbeing.

  • Our support doesn’t end at settlement. We stay in touch to ensure your loan remains competitive as your circumstances evolve.

Meet the Team

Han Lu, Financial Adviser at Finwell Finance

Han Lu

Financial Adviser (FSP1007273)

With over 10 years of experience in finance and accounting, Han brings strong financial insight and practical lending expertise.

Han specialises in tailored loan solutions designed to support both short-term needs and long-term financial wellbeing, helping clients make confident and well-informed financial decisions.

M: 022 527 0727

han@finwell.nz

Judy Zhu, Financial Adviser at Finwell Finance

Judy Zhu

Financial Adviser (FSP1009651)

MBA-qualified banking professional with over 10 years of expertise in finance and residential construction.

Judy leverages her dual-industry background to bridge the gap between complex lending and real-world projects. She is dedicated to securing the best financing solutions, ensuring clients achieve their goals with highly competitive terms.

M: 021 0837 9969

judy@finwell.nz

Professional woman with long black hair, wearing a dark gray pinstripe blazer, smiling, against a plain light gray background.

Emma Lyu

Emma supports clients throughout the lending process, ensuring each application is handled smoothly and efficiently.

With a background in accounting and strong organisational expertise, she works alongside advisers to provide responsive communication, accurate processing, and an exceptional client experience.

Client Service Specialist

M: 027 467 9895

emma@finwell.nz

Portrait of a young East Asian woman with long black hair, wearing a black blazer, against a plain white background.

With hands-on experience in the New Zealand market, Cici brings a strong understanding of local consumer behaviour and digital marketing trends within the financial services industry.

She specialises in content marketing, social media strategy, and brand positioning, creating tailored strategies that build client trust and support business growth.

Cici Cheng

Marketing Specialist

cici@finwell.nz